Premium
The amount paid to keep coverage active, whether or not you receive care.
Start with the policy
Three building blocks to understand
Deductible
The amount you may pay for covered services before the plan begins sharing certain costs.
Network
The contracted doctors, facilities, and pharmacies where plan terms are generally most favorable.
Before requesting a quote
Questions worth asking
Are your doctors, hospitals, and prescriptions in network and covered?
What services apply before the deductible?
What are the copays and coinsurance?
What is the in-network out-of-pocket maximum?