Term life
Provides a death benefit during a selected term if coverage remains in force.
Start with the policy
Three building blocks to understand
Permanent life
Can remain in force for life and may include cash value, usually at a higher cost.
Beneficiaries
The people or organizations named to receive the policy benefit under its terms.
Before requesting a quote
Questions worth asking
How much income or caregiving support needs replacing?
How long will dependents need support?
Which debts, education costs, and final expenses matter?
Is the premium guaranteed, and for how long?