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Coverage guide

Renters insurance, explained clearly.

A landlord protects the building. Renters coverage can protect your belongings and liability.

Run the coverage checkup

Start with the policy

Three building blocks to understand

Belongings

May cover personal property after listed losses such as theft, fire, or certain water damage.

Liability

May help with covered injury or property-damage claims made against you.

Additional living expenses

May help pay eligible extra costs if a covered loss makes the rental unlivable.

Before requesting a quote

Questions worth asking

Would the personal-property limit replace everything you own?

Is replacement-cost settlement available?

What liability limit fits your situation?

Are valuables, pets, roommates, and home business property addressed?